It is a goofy idea but it is currently being explored.

However, my debt to income ratio with that home loan, and student loan doesn't look that great currently and I don’t have much for a down payment.

I have 3 properties and currently looking to sell one. 

Currently being experienced by plenty of Floridians. 

Operating an Airbnb business requires being up to date on current local ordinances and restrictions.

I took the course last October... got swamped in my currently real estate business... went through a 90 day "challenge" course with RAL academy....

And although I'm grateful to have found another lender to get it done, it cost me more money in points, a higher interest rate because of the current rate was higher than previous, and I had to buy another appraisal for $750.The response I received from one of the founders of the company states: "We are not able to refund any amounts at this time as the time of quality control has passed....

I have been on VRBO since I started STR and currently hosting my first guest from them. 

And of course, if your actual cash value is less than the current mortgage(s) on the property, all of the cash value payment will go to the lenders. 

I do them in 10 states currently.