One pointer is to always make sure that when you analyze try to always use the 1% RTV as an initial benchmark before diving into deep analysis.

Two nearly universal truths about tenants: none of them are as clean as you are in your own house, and you will be habitually disappointed in them if you use your home's standard as the benchmark to which they should aspire. 

Rich Hupper 8% is just a benchmark of what the stock market has averaged over the last 30 years or so.

Hi, @Brad Norman.I would contact Robby Cole with Benchmark Home Loans.  

You can invest in real estate in  million different ways, what a flipper may be looking for would be different than what "buy and hold" investor would be looking for in terms of benchmarks.

Depending on your campaign and demography, your result might be very different than benchmarks.

Otherwise, because I reorganized in Jan 16', this may be the benchmark date that would be used?

I am trying to figure out the HELOC works as a financial instrument, since the HELOC interest rate is variable not fixed what is the variable benchmarked to within the market and how volatile is this rate usually?

Using the 4.5% as a bench mark, it would be the same as paying 122K (simple interest), when factoring the principal only terms.

Great info out there and on BP on the loans themselves, their many requirements, etc. but I need a benchmark for actual interest rate.BREXIT: Also, fed insiders here are predicting conventional rates with drop even lower now -- would this likely include FHA loans?