Once you have a deal they will guide you through the process and even help you attain the funding with out coming out of pocket or using your personal credit.

Rates are hovering in the mid 7s depending on your credit score.

I’ve just heard horror stories from landlords and I’m looking for suggestions on how to best vet tenants - Good credit, no missed rental payments in last 5 years, etc.

Charges them all for parking passes (on the lots I own), charges for pets, charges to empty the coin op laundry, charges for credit checks etc.  

The Retainer Fee is credited towards whatever they buy from us in the 90 days, so in effect, costs them nothing.Note: we're not doing this to make money, but to avoid the time-wasters.

Most bankers can run live pricing to help you make a final decision without having to have your credit pulled several times or fill out a dozen applications and submit docs!

Dedicate one checking account and credit card exclusively to real estate.

Im self employed, roughly make $130k gross anually, 1099 NEC , no debt at all, 740 credit score. 

While I do not have an official W-2 currently, I do have a steady income, great credit, and have money saved as well from working since I was 13 years old.I relate to Ian Kay in his journey but also am very determined to make my goals/dreams a reality this year by July 2025.

Still seeing low to mid 7s on 1/23/2025 assuming decent credit