Landscaping?

Back and front yards were landscaped lightly, and the mulch and small plants made a big difference; a tree was removed that had the potential to fall or to block sewer lines.In the kitchen, granite and a quartz composite sink, as well as new hardware, were added.

I bought below value and rehabbed it by landscaping, re-stuccoing some exterior, painting, plumbing a dishwasher, replacing a window, and adding wood-look vinyl tile to the kitchen and bathroom.

Here is some information I received from a lender in NJ let me know if anyone has any other information:VA Renovation Talking PointsPrimary Residence Only – Purchase & Cash-Out RefinanceProperty Type Loan Amount Min Credit Score1 Max LTV/CLTVStandard1‐4 Units ≤ $453,100 Minimum credit score 600 Max LTV/CLTV 100%High Balance1 Unit $453,101 ‐ $1,000,000 Min credit score 620 Max LTV/CLTV 100%Super Max1 Unit $1,000,001 – 1,500,000 Min credit score 660 Max LTV/CLTV 100%Eligible Property Types 1‐unit attached and detached SFR, PUD 1‐unit VA‐approved condominiums¹ 2‐4 units 1‐unit (double‐wide) manufactured home –eligible forlimited renovation product only Modular homes¹ Site condominiums in MI are treated as SFR.VA Limited RenovationNo minimum repair amount and maximum repair amount $35,000.00 including all costs Repairs must start within 30 days and be completed within six (6) months Maximum of 2 draws (Initial and Final) with written approval from the borrower at each disbursement Initial disbursement to cover the lesser of material cost or 50% of bid Final inspection and title search required for final disbursement  10‐15% contingency required (15% required when any utility is non‐functioning) Properties that require the following work items are not eligible for financing under the Limited VA Renovation Program:o Major rehabilitation/remodeling, such as the relocation of a load‐bearing wall; o New construction (including room additions); o Repair of structural damage; o Repairs requiring detailed drawings or architectural exhibits; o Landscaping or similar site amenity improvements; o House is uninhabitable at close of escrow o Any repair or improvement requiring a work schedule longer than six (6) months CONTRACTORS MUST HAVE A VALID VA BUILDER ID VA Standard Renovation  Minimum repair amount is $5,000; no maximum.

I believe it is built for the long run, along with perhaps some pragmatic and cognizant changes to the home “over-time” like lifeproof/waterproof flooring throughout, and a low maintenance perhaps water free front and rear landscape.

@Justin Polston not reimbursing me for paid utilities for tenant, slack communication (last communication spanned 12 days and then only responded because I copied a bunch of people in the office and noted that it's been 12 days without a response), lots of small assurances that fail to deliver (ie - I was charged errantly for landscaping I never requested, someone likely erred in my file making it recurring, they never reimbursed me, but promised to "take care of it" multiple times).I am definitely not a high maintenance type, and have been very patient, they seem to be less than attentive.

Gutted the entire house, moved walls, raised living room flooring, rebuilt all 3 bathrooms to increase size, rebuilt the kitchen to increase utility and size, painted the entire property in and out, installed base and crown, landscaped What made you interested in investing in this type of deal?

Gutted the entire house replace paneling with drywall, raised the sunken flooring in the living room to match the level of the rest of the house, increased bathroom size while rebuilding the bathrooms, rebuilt the kitchen to increase size and utility, installed bamboo flooring in most of the house, tile in the bathrooms, painted in and out, landscaped the home.

New kitchen, new bathroom, finished the original hardwood floors, updated electrical, added a non-conforming bedroom, updated paint, updated landscaping.

I'm comfortable lowering my underwriting expenses because I know my market very well, and have experience with contractors, plumbers, landscaping, and all the other vendors necessary to properly run a multifamily property.