That is the wrong cash value before any growth is applied.

It only applies to 3- and 4-unit properties (not SFRs or duplex) bought using FHA financing.

On a short sale, can the listing agent simply say:"Sorry, someone applied before you and submitted the EMD, you can't bid"In this case, the owner is out of town and it's highly likely she hasn't signed the contract.What's up with that?

It's only for lease-option tenants to be applied to a house purchase at closing only.

This is your standard practice that applies to everybody." 

This link will give you a ton of info on mobile homes in Texas https://www.tdhca.state.tx.us/mh/You can also view any liens and mortgages on mobile homes on the site here http://mhweb.tdhca.state.tx.us/mhweb/title_view.js...If it's in a park you (and the person you owner finance it to) will most likely have to apply to stay in the park.

I suggest you listen to the BP podcast great way to pickup tips you can apply in your journey.

You can tell them you are updating the unit, and they can apply again after the update.  

Does anyone have experience with this type of deal funding and know if the same rules apply as with larger commercial deals?

My screening criteria still applies (with income requirement reduced) though.