@Mike V.So funny that’s the the one part of the Airbnb review process that I cringe, when something breaks or is an inconvenience to a guest that I worry about the review your going to get and sometimes would just prefer not having any review on either end lol.

@Matthew Stanizzi Completely agree - we'd really prefer to not deal with the commercial product if we don't have to.

Also, do families prefer a dining room over a bedroom?

But most are leaving a bad taste in lots of mouths of investors. 

Preferably one with years of investing experience.

House hacking is an awesome option and could have worked very well for me, but ultimately didn't fit what I wanted for my personal life and goals.Therefore, I think looking at additional properties instead of trying to house hack is definitely a possibility if that is what you would prefer.

I do upgrades periodically but prefer to do them when I am not raising their rent.

The easy and preferred answer is to tell the truth.The more difficult answer comes from figuring out if you lose more by telling the truth or by lying.

Could do cash-out refi but would much prefer to do a HELOC to avoid paying fees on money not used.  

You need to find someone who is willing to sell to you with low or no money down and take payments--preferably another landlord who is ready to be done with it.