If you have sufficient equity, credit and cash flow, I can’t see why a Bank would be reluctant to lend as that is how they earn their income.  

That's not counting any renovations you want to do.....that's extra.

Maybe it's simpler and maybe not but most people will like the extra money back. 

I try and save $150/day, which is like earning $200 after taxes for me.The big bucks are saved negotiating and solving seller problems, of course.

I would think that it would be a TON of extra work trying to work around his stuff and redo all of the walls.

I am graduating December of this year (possibly in May depending on if the job will give me any incentive for taking an extra semester for learning big data). 

The third floor is completely set, but we figured just wait the extra couple days to get them up for rent together.

Maybe look into wholesaling a few properties just to get your feet wet and earn some cash for your first flip or hold. 

That person SHOULD be willing to show you the home, even if you have an agent, but they often get their panties in a bunch having to do extra work that your agent should be doing, so they often refuse. 

I am doing my first house hack next month and I have 2 extra rooms to fill in a single family home.