In answer to this question, I've never seen anything official or in writing, but I've been told that it's 1 year...

My name doesn't appear on any official documents (except the operating agreement which stays at my attorney's office).

the head roommate is actually the daughter of the official tenant (who doesn't live on site).

Too many problems with city officials.

Build a website and drive traffic to it - Please consult an attorney on what language you can/can not, should/should not include.

I"m not a big fan of flowery language are sales gimicks and prefer to just get to the point.

I was a fee appraiser, a mortgage banker/servicer, HUD Official, etc.

most buyers are skeptical and think i made up my dates, and want something more official...i think that buyers are being a little too needy right now, although i understand where the fear is coming from

First sorry for the bad news.Your security agreement or deed of trust will have language somewhat like this:Borrower agrees to maintain and keep in full force and effect a policy of insurance acceptable to the lender, while any principal herebt secured remains outstanding, insuring the subject collatefal property against all insurable perils, and if at any time Borrower fails to......The borrower is responsible to obtain and maintain insurance against all perils insurable.

Since you don't have a security agreement to govern any foreclosure, you'll likely be ordered to go with a judicial foreclosure and there, you could be slapped with paying your tenant to get them out.Also, the SAFE Act specifically mentions Options and also includes language that leaves any method or scheme that effectively extends financing in a transaction or that attempts to circumvent the intent of the Act.