Hey Evelyn J Good,Painting vs replacing depends on the condition of the cabinets. 

Typical rates are 8-12% of income either monthly or yearly depending on manager.

First of all having a hot tub is market dependent.  

Depending on your experience and what you end up learning will help guide you moving forward. 

In terms of whether this is a deal killer or not... it depends.

@Corby Goade is right that this should be an easy loan depending on the equity you have in the properties.

Glad to hear things are going well...Learning can stimulate tremendous growth in a very short period of time depending on how you use what you learn.One thing I'd highly recommend doing, if you haven't started doing so already, Is to download audible and start listening to books on the areas in which you're looking to learn/invest.BP has published many very valuable books on many different subject including BRRRR, investing with little/no money down, estimating rehab costs, property management... to name just a few.This is a journey, not a sprint, so take your time, adjust to being in it for the long term, and FOCUS!

Your better bet is to find a long-term tenant to rent a room or more depending on how many additional bedrooms you have. 

It also depends on things like if you're investing in debt or equity (for completely different answers...again more safety equals lower return and more risk equals more potential reward ).

To answer your question, it depends on the deal.