Even though our lease mandates renters insurance, neither had it even though one had shown us proof that they had it (the other due to language issues we always pretty much knew they did not have it).  

If you have the deed to the property titled into your name, and you have no mortgage on the property, then you can get a loan against the property from a Private Lender or possibly a bank.  

Hi ,While adding my fourth condo to insurance, insurance agent asked me that I may have to get a commercial insurance.What does this means to me?.

OK Ladies :)  if the buyer closed through Title company like they should have and got title insurance and the title company missed that the MRS needed to sign.. the BUYER has a title claim and they will come in and settle this for everyone..

Any competent plaintiffs attorney will bring in all entites  Glenn described and argue an alter ego exists to latch onto whichever entity has the insurance or assets that are easiest to collect upon.

There is no risk for the owner of the SPV that holds title to the property, b/c their "investors" have no ownership interest. 

Establish insurance, rent, transfer to LLC, make first mortgage payment...?

FYI, different scenarios pivot primarily around 2 things: 1) Mortgage responsibilities (Who is on the loan)2) Ownership of the property ( Who is on the title)Mortgage responsibilities and ownership of the property are or can be separated.

My formula is not complex... something like this:High school rating > 8"(Estimated Rent x 12) - HOA - Prop Tax - Insurance @ 0.3% - Vacancy @ 5% of rent - Debt Service @ 8%" > 0I want to be able to customize the metrics, and find properties I can purchase as an investment.If anyone is an avid user of StockRover and their custom metrics, that is exactly what I am looking for - but for real estate. 

I am also including the taxes and insurance while running the numbers.