I don't know your market at all, but it's common for neighborhoods next to the hospital to not always feel safe to out of town nurses--- so just know proximity isn't always the main point.

She is in the process of moving out. 

There are very good REIAs in the Westchester area.

I believe that any losses you have in the stock market could offset rental income.On the other hand, the better solution is to not have any net rental income. 

So in less than 20 years you have to give the building back to the government?

There is really no data on this so most of the numbers are just proposed.

The broker will also have to comply with the minimum requirements for a broker as prescribed by the local Realtors Association.  

You can also check out groups like the National Alliance for Recovery Residences (NARR), which might have some leads for you.Another option is to talk to property managers who specialize in group homes or sober living.

I appreciate all of the detail but what information was provided to the agent that wrote the policy?  

Quote from @Evan Price: Own a duplex in the Mt.