Is the list you have digital or paper?

Because in my mind, it seems like THE way to go...but then again, what do I know :/A little about me:My background is in design, although I've spent the last decade or so running a tech company (software, design, digital marketing, etc)We're currently renting an apartment, have some cash saved up and would like to diversify into real estateNo kids, no deptI've never built a house, but the process doesn't intimidate me (besides, I'd be working with a builder)Thank you so much for your time!

When you factor in servicing, escrow, and other miscellaneous costs these low priced notes on the surface may be double digit but when you factor in all the costs many are around 8% IRR.

I was expecting double-digit returns from Prosper, and am very disappointed with my low single-digit results.Prosper does issue an annual 1099 reporting earnings for my 401k, which I ignore for my tax filing.I would suspect that you could deposit personal funds into your 401k's Lending Club account and call it a contribution, but I would check with Mark Nolan to be sure.But it seems like to would be simpler and cleaner just to deposit the full $18K to your brokerage account and move funds into Lending Club from there.

I do . ( keep and flip ) several per month, all double digit cash flow, Good luck,  PS team is the most important ingredient 

a well managed real estate investmetn fund can and should produce low double digit returns safely year in and year out - I know because I manage several funds and have for many years.

But folks here are well aware there money is worth high single digits or even double digits.

I think if you enjoyed The Big Short you would also enjoy Liar's Poker.

The difference between poker and real estate is everyone can at the table can win at real estate.

Told a buddy yesterday I'm on the lookout for my Shemane Nugent...lol Seriously though, one thing I've been discovering very quickly with the new digital market and use of resources at hand that create more time every day for the smart person - it's becoming easier and easier to mesh a connection to the digitized world and live the self reliant rural backwoodsman lifestyle.