No lenders going to do your loan knowing that you plan to cash-out refi the max LTV to defer taxes and then go and pay taxes on the remaining profit, because that would result in the lender getting an early pay off within 6 months.

She has a private lender that's been working with her & husband for some time now .

Generally speaking it's not regulated because it's an agreement between two private individuals. 

On day one they just chanted about how much money you can make and had hard money lenders pitching loans to us.

I had previously had a lender offering 15% down but he is not licensed in MI, I was previously looking in AL. 

Aloha Todd, You'll want to talk to your lender about this. 

@Nathan FrostYou will need to talk to the lender and see if the release price on the other loans still covers the balance.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

A lot of people don’t realize this, but in addition to real estate agents selling stuff, they are also being sold, every brokerage, every title company, even lenders, have courses on literally scripts, how to build out your social media, how to find fsbo listings etc, truth is none of these are effective, pretty much the only way to be a successful agent is either ton of ad spend or the hard work of meeting people in person through events meetups etc, but brokerages make money by head count, even title and lenders are happy if you close a few deals a year with them, so they sell this stuff to agents who than use those scripts on you, it’s a whole prymond scheme lol

The challenges I faced in the process was negotiating with private lendersDid you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?