The smaller credit unions have a lot more flexibility than the big national banks, so sometimes they can loan on something that a national bank won’t touch.

I did not put them on another term lease and we are staying month to month to allow everyone greater flexibility.

This allows you more flexibility I think.

=- Input is welcome... we are flexible as to condo/townhouse or SFR.Oregon is a quick flight from Colorado and in general, a good hub for our relatives to gather as a kind of family reunion spot.

Or you could leave existing loans and take out a heloc, which gives you more flexibility, as you don’t pay interest until You start using the money. 2- why not consider buying your own place with the refi as a down payment?

I am open on location and flexible on date and time as long as it's the afternoon or evening.

This allows me to remain flexible with price.

Otherwise both you and your tenant have the flexibility to change if needed.Joh

I have made a number of purchases in cash, I like saving the closing costs & fees BUT I like the flexibility I get from using hard money financing (the tax benefits are also useful). 

They all work exclusively with investors and have more flexibility and skill to get investor loans approved.2)  House hack is always my #1 recommendation for new investors.