You can get a traditional mortgage and there are tax benefits to staying in the house for two years before you sell it or rent it out.

@Mike OstermanAre you doing a traditional campaign of 6 months?  

We always joked that she was widow to 4 husbands and had 11 kids...she wore them all out.I carry her name as my middle name and I fully expect to carry on her tradition of being a sassy and still flirty woman well into my 9th decade on the planet.  

We are hoping to move back to Seattle in the coming years and would love to get a small multi to live in and do traditional and vacation rentals.I was older than you when we hit $1MM in assets, but $1MM net worth is what I'm chasing.  

It's really quite awesome because I get to learn how to be a traditional agent as well as how to be an investor/investor friendly agent.Right now I'm in the process of building my RE network.

Wholesalers can't typically sell to retail buyers unless the retail buyer is paying cash, using non-traditional sources of funding or will be purchasing under some form of creative financing or creative transfer of title.

But 35% isn't a traditional down that I've heard being thrown around.  

I only have a rental on Airbnb that I would not have traditional long-term tenants in- like the inlaw unit in my home.

If a traditional owner occupied mortgage doesn't fit, you could look at other options like partnering with your mom, seller financing, or read Brandon Turner's book.  

It's not very likely any traditional lender would refinance them.