You need to work with only Motivated Sellers by asking proper questions and determine whether this is a Motivated Seller by phone and before going to meet owner to determine if Motivated is a waste of valuable time.

Obviously, they could say no.What I like to do, is after making payments to the seller for 6-24 months, approach them and ask if they would be willing to discount my loan balance if I pay them off early.

for refinancing. could the seller leave the balance / shortfall in the deal?

don't rush in make sure you do proper due diligence on the market and the properties you are considering. 

. ;} I find if I do balance transfers I find it is the about the cheapest loans I can get.

Meaning they fulfill the lease and give proper notice before moving.

Corporate life isn't is all bad, if you can find something that fits your work life balance.

We now have a solid JV partner on board offering up to 90% of the remaining balance.

Current details:Payment is $1,270Interest rate 4%Loan balance $108,000Cash-out refi:Loan Amount: $210,400Conv., 30 Year, FixedInt.

If you're going to do this for the long-term, it's worth talking to a real estate lawyer and spending a few bucks to get it done properly until you know the procedure.