Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Would need more details about your plans and goals but generally it is going to be much easier to start with existing real estate rather than dealing with raw land.

It is difficult to give a definitive answer without all of the details, but from what I gather it would be difficult to claim a loss or startup costs without closing on an investment property.

If you don’t have an MLS to do comps, sometimes the public record will have details of a property’s history.

Do I really need all of these extra formulas for the brrrr strategy?

Missing a few details—namely it seems your expenses seem high.

I wanted to go into a little more detail on this fire that I had in my community.

I was about to start the process to get a retroactive permit but realized the additional cost of a new exterior stairwell (metal) and architecture fees is almost 30kIm starting to weigh the options of either full tear down with a new 4 unit construction or separate building in the front of property (current is set back thus the extra costs to permit)  or adding a 2 story 2 unit addition connecting to the old propertysorry this post has become 2 ideas i need advice onif it deconvert can i use it as an inlaw suite with 2nd floor unit or a duplex up. 

This way, you're covered legally, and your lease includes everything from rent details to what happens if someone decides to turn your living room into a circus ring.Now, about finding those gold-star tenants, it's all about the background check.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.