I don't want to muddy the thread with a debate between SFH and MFH but compare apples to apples if you're going to make the comparison.

As for commercial loans what are the positives and negatives to those in comparison to the Fannie and Freddie loans?

I keep seeing “APR as low as yadda, yadda” but it really doesn’t help in my comparison, as I have no idea what rate I would actually qualify for.Also, I’m in Charleston, SC and a member of the NFCU, and I’m currently comparing NFCU, BB&T and South State Bank, but I’d welcome any other suggestions of banks/credit unions with great rates/terms!

First, your comparison is like asking  if "it's better to be shot with a pistol or a arrow. 

Tourism is an historic well established business there and make a comparison Mexico Vs Colombia is like compare a tropical island vs a desert .

However, I’m located in NYC and the market prices are a little overwhelming in comparison to other parts of the states, like Nashville, where I’m from.

Kim Durst Try to look for some comparisons/ current market rate in your neighborhood.

The property must be your primary residenceSingle Family, condo, or 2-4 Unit3% Minimum Down PaymentBelow is a comparison of Conventional vs FHA.Both are assuming no point loans.Conventional LoanLoan Amount $450,000Rate 4.5%Term 30 Year FixedPayment $2,280.08 – Principal & InterestPMI $172.50Total Payment $2,452.58FHA LoanLoan Amount $457,875Rate 4.125%Term 30 Year FixedPayment $2,219.09 – Principal & InterestPMI $316.08Total Payment $2,535.17 You may want to look into this loan product.

Here is what you need to keep in mind:Interest is not deductible - this is apples to oranges comparison. 

Regarding tesla's solar roof, yes it is 5X an asphalt roof, but only about 1/3 more than a slate roof, which is a better comparison.