Anyone investing in a product new to them is never going to have perfect knowledge going in; extensive knowledge is accumulated over time, and, well, if you wait for perfect knowledge you’ll never invest.  

If the numbers work, why take a chance on a product that has a balloon payment?

I'd find a mortgage broker who understands your strategy well enough to advise on products designed to help you scale. 

Well I believe that the incoming administration will in the first few week find ways to reduce regulation and increase domestic energy production.  

Our guidebook is a page embedded within our website, and having the flexibility to make updates quickly has been clutch.Lastly, and most importantly, these tips won’t make a lot of impact if you don’t have a good product to offer.

It's just a product of the modern internet age and you are right, they always have a new way of skirting the rules.

So I looked at it like 10% management fee up front that covers the assembly of the product and sales of the product to people like me. 

Otherwise, having a conversation with them on how to handle things like this moving forward would be productive in seeing how they respond.

I would keep and hold it for the long term, unless you can deploy that money in a much more productive investment. 

Since it is the product of a divorce proceeding the IRS will go along with the divorce decree.