Hope to learn more from all of your deep experiences.With interest rates at the current market rate and the Columbus market, how prevalent are cash flow positive places (non BRRR in the sense that the place is totally trashed or down to the studs, I am OK with minor work) that are less than $250k, with no more than 20% down payment on a mortgage?

The flexibility of the broker is more prevalent in a small shop. 

@Cheryl Packham Stessa, Xero & QBO are the most prevalent.

Scams are prevalent.

Earlier in the year, new listings growth was tied closely to the prevalence of coronavirus spread in various housing markets.

Crack use is also down somewhat in our area, yet still quite prevalent.

We get a lot of people that stay for a month or two at a time, especially with working from home becoming so prevalent among the finance and tech industries. 

The most prevalent role coming to mind is restaurant work.  

Leaks still prevalent in pipes and refusing to fix them, contractors worker and his family squatting in my home without my permission, and lazy work done to finishes of the home.

If rates keep soaring we will have more prevalence of seller financing coming up especially from sellers who were able to capture the lower 2's rates a couple years back and now can earn a spread like 4-5% by wraping the prior note with a new note (AITD - all inclusive trust deed).I would probably recommend using a servicer to keep things arms length and operating/paid on time with escrows for tax/ins to keep the seller concerns at bay since they're concerned if you're going to pay on time or not and if the taxes and insurance will be maintained while the seller carry note is in effect.Plus these servicers make your life easy, they give you a third party that will report your mortgage rating (aka you've paid 12+ months on time) so that when you're applying for another mortgage your life will be easier and you can order this mortgage rating.