Typically owner occupied multi families are the best kept.

All of these play into my bid as if it’s not 12 month seasoning and it’s owner occupied in New York my offer would be very different than if it was in Texas

Is it 83% physically occupied, or economically occupied?

Owner-occupied transactions are mostly emotional decision based.Investors should check emotions at the door and only make business based decisions.What does that mean in practice?

My 2 biggest issues are getting the occupied units registered as occupied and not Vacant, there is no toggle or selector to do so. 

@Teahjsia Frazier one of the best ways to build a portfolio is to do owner-occupied transactions so you can put down as little as 3.5-5%.If you're single, house-hack by renting out all the other bedrooms - even live in the basement and rent out all the bedrooms to generate as much cashflow as possible.

Also, when you do move out and no longer owner occupy one of the 4 units, be sure to notify your insurance so they know it's a full rental policy.  

I've done it all... buying tenant occupied, doing BRRRR's, section 8, doing full gut renovations, etc.I also help clients do these things from out of state.I lived in Troy (just outside Detroit) from 2017-2022 but I'm back in California now.

Two units were occupied, two were vacant and has room to build.

These days, ads have expanded dramatically and can occupy a significant amount of “eye real estate.”