Just because you haven't heard from the Lender, A.G., FTC, FBI for the last couple of years doesn't mean you are "in the clear".

You will want to interview at least a couple of realtors and determine what resources they have available for you in several arenas (lenders, contractors, more). 

Quote from @Chris Seveney: Over the past quarter, I have seen around $1B in defaulted fix and flip loans - many of these from new lenders since 2020 and more of a "tech platform".As we all know, the intersection of tech and real estate investing has brought incredible innovation, especially in hard money lending.

Since you invest in Philly and the surrounding counties, do you have any go-to agents, lenders, or contractors you’ve had good experiences with?

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I’m also looking for mentorship, partnerships, and apprenticeship opportunities to sharpen my skills and learn from those who’ve been there before.If you’re an investor, agent, lender, or property manager in Fairbanks, Alaska.

Your $80K HELOC can serve as the down payment, as most lenders require 20%-25% of total project costs upfront.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

We had one flip the buyer found us on there own, had their own lender lined up, and then brought in a realtor to do the paperwork and that was really it an they made 30k of my money 💰.another deal they again buyer found us I did the showing myself they made a verbal offer, I recommended an attorney and a reasonable realtor. 

The laws mostly protect me the lender and I have always gotten paid even if there are occasional borrower problems.