If they can keep a loan on the books for 10 years...cash cow.

Son bull saw a herd of cows down in the valley. 

There has been a lot of economic and governmental information to digest recently, so it only makes sense people need to be a little more cautious than they might have been earlier in the year.

You obviously ddin't know I have a very successful duplex in South Minneapolis that has been a cash cow and the LTV is 40%. 

I would ready Joe Fairless book apartment syndication, get Michael blank SDA course, look at getting your real estate license, and digest a lot of content about property management.

Hi, Still learning the ropes and digesting but I am looking for confirmation to help drive this through my head...In the below article, David talks about financing a BRRRR is optimal without the traditional loan. https://www.biggerpockets.com/blog/brrrr-strategy-real-estate-investingBeing a newbie investor with only $10-20k in the tri-state area, I would need to either go to a PML/ HML or come up with creative financing (i.e. raise the money of individuals on my own by convincing people on my numbers)?

That phone call started as a “what would I meed to do” call and turned into a “holy cow I could do this now” call.

West of this protected state land has been a lot of cows, agriculture, and overall rural areas for decades.  

But, our best cash cow has been the home we first bought for ourselves in 2012 and now rent for $2200 a month.

I am always very friendly, but also firm, just like a rep for a big airline would be: no sir, you can't take an meotional support cow on the flight.