Recently bought a SFH (not in LLC) the price of rental insure has jumped significantly with State Farm, what are better options?

I have friends who bought in Texas, Chicago, Minnesota and Tennessee so I've been watching those markets. 

Originally posted by @Luís Ferreira:Originally posted by @Rui Dias Costa:Originally posted by @Luís Ferreira:@Rui Dias CostaYes, made it this January with DeutshBank (now changing to ABanca) when bought a T3 apartment.

To Jay's point, though, there wouldnt be an impact on your DTI based on your numbers. 75% of the gross rents can be used to offset the debt to $0 until the operating history is reported on a tax return, so if the rent is 65% higher than the mortgage, then the impact to DTI will be 0 until next year when 2025 tax returns are completed.You could try to find a DSCR program that allows you to become a partner of the entity after the property is bought and financed, but this will require significant trust in your partner and may or may not work from a financing perspective.

I do know Walter and have known him for more than 25 years, he is upstanding and he is smarter than the average bear, he's in the deal to help people and I have learned an immense amount from him I am now 67 years old and I bought my very first home by having my parents cosign!

But it being updated and modern does, I bought an 84 and updated it myself (and guests RAVE about it).

I’m sorting out best options for a house that my husband bought in 2008 which has been a rental for years now.  

Purchase price: $165,000 Cash invested: $20,000 I bought a duplex in Racine that needed a lot of cosmetic upgrades.

All end buyers can see it on the market now and can buy it direct so what would the point be of you locking it up on assignment and then asking people to come back and buy it when they already could have bought it without paying you spread in the middle.

Even in challenging times, well-bought properties in strong markets tend to perform over the long haul.Key Questions to Ask YourselfWhat is my investment strategy (flipping, buy-and-hold, short-term rentals, etc.), and does it align with current market conditions?