It came out a few days a go and has all of the 2020 data for major markets: https://www.cmhc-schl.gc.ca/en...  

For the post's longevity's sake, here are some of the other major metro areas where primary residence is required and links for additional info.Lakewood is primary residence only with a license: https://lakewoodspeaks.org/media/W1siZiIsIjIwMTkvMDIvMTUvMTcvNTAvMjYvM2Y5NTQ1YzItYTJlZS00ZWIwLWJiMzctZGMwNGM2MjYyZmI0L08tMjAxOS0zLnBkZiJdXQ/c80cc5610dd8bae1/O-2019-3.pdfAurora is primary residence only with a license: https://www.auroragov.org/residents/water/pay_my_water_bill/landlord_resources/short-term_vs__long-term_rentalDenver is primary residence only with a license: https://www.denvergov.org/content/denvergov/en/denver-business-licensing-center/business-licenses/short-term-rentals.htmlHopefully there's some value here and at least a starting point for some additional research!

For my why, which is cashflow en route to generational wealth, the quality of the property is exceedingly important and cashflow is not unimportant. 

CMHC publishes rental market reports to give you an estimate of market rent in urban centres (https://www.cmhc-schl.gc.ca/en...). 

One of the best things I learned in my real estate career was by a coach that told me to tell the non paying buyers or tenants the following en they fall behind “ I am reasonable, I will work with anybody who has a plan .. but just not paying isn’t a plan and if we have to use my plan you probably aren’t going to like it . “ 

How about adding an en-suite bathroom within the existing walls of a 2/1.

Anyone ever do a commercial loan to refinance SFR's en masse under a blanket or a similar strategy?

As you've already noted the US real estate market is loco and en fuego and we're not even certain if it is in a good way or a bad way yet. 

Those that do invest in Coops are called a sponsor , and in my experiences they’re usually multi millionaires that literally converted their rental buildings to Coops in the 1980s en masse to find profitability.

Official Plan: https://ottawa.ca/en/planning-...GeoOttawa (Determine Zoning of an Address): https://maps.ottawa.ca/geootta...Zoning By Law: https://ottawa.ca/en/living-ot...