If so, since the cost of Direct Mail is higher compared to Digital, have folks noticed the arbitrage of the value of the ROI in Digital? 

There is no better feeling than helping a family save their home, getting them off the foreclosure merry go round and providing some stability in their life.... oh and there is the high double digit returns that seem to go with it.  

Top of the league for price growth is Blackburn, which recorded average prices ahead by 16.4% over the last 12 months.Warrington is also seeing double-digit growth, with prices up 10.3%.

Back a while ago, you could get a shoddy company to come out, dig it up, and make it all disappear, but that’s rare/impossible these days.

This is a market currently where most residential MF properties are performing in the low single digits (cash on cash).

As you can imagine, reworking distressed debt purchased at a substantial discount can to into double digit returns when a successful outcome is completed.

I love to do the same thing in poker and check when I hit a big hand so my opponents become overly aggressive

Syndications are appealing because of the PROPOSED digit IRR, but those spreadsheets are a changing as we speak.  

Its just what I thought that death records are public, but who knows if they are digital yet in AZ much less have API access.  

I don't deal in apts since you could use acceleated methods like sum of the digits, 200% of DB etc.