By placing Rental B into LLC BEFORE taking a mortgage out (or equity line out), am I likely making it harder, easier, or same to get this property financed (traditional commercial against residential property) ??

Continue on down the line with people you know from other organizations/groups that you meet up with (e.g. church, etc.).

Unfortunately (or fortunately) the days of banks mailing out credit cards to everybody with a pulse and all you needed to do was sign on the line are over.

I am trying to get a business line of credit using my EIN mainly to establish business credit..

Hypothetically speakings, lets say I have a bedroom on the main level that I wanted to rent, but my neighbors dogs eliminated that option, so I put the bed in the basement?

We're keeping LTV low, taking more term on our debt than we anticipate needing, and have a plan that focuses on bringing the old leases more in line with the current average rates.We also run Downside scenarios to see what the numbers look like if we're wrong about room to increase or (worse) the market changes and results in vacancy going up and rates going down.Those are not pretty of course, but a large part of winning is being able to stay in the game.

Charles county lines. 

Nevertheless i plan to use down the line at some point 

Make sure you have your ultimate lender lined up for the refinance so you don't end up holding a property with poor financing terms on it. 

Focus on bottom line.