Reading all the replies just confirmed what I was already feeling. 

I will have to confirm. 

I have no idea honestly - nor do I know how to figure this out.10% overhead for vacancy or - $347 per monthReplacement/maintenance reserve at 5% - $174 per monthNet profit per month: $2454 - is this accurate?

Does your $2050/mo expense number include utilities, and capex/repair/vacancy reserves?

Maybe set up a second one for reserves cash. 2.

Maybe set up a second one for reserves cash. 2.

I'm not trying to twist your arm or anything, but high quality properties are not the PM headache that a lot of people cry about.2) Generally, I would say somewhere in a range of 10-20% of your investment capital should be held as a cash reserve. 

Just started last Sept. and it has almost paid for itself on a monthly basis and spring is looking really good for reservations.

1) Be forced to start investing in small deals that will earn me negligible monthly cashflow to gain "experience" in the eyes of commercial lenders2) Continue to sack away capital year after year until I have cash reserves that will allow me to obtain a commercial loanI have heard some people say that they found co-signers on the loan who have high net worth but the last thing I want to do is approach family or friends with this when so many of them are also young professionals with little net worth or are highly leveraged and busy business owners. 

All the calendars are synced but I check them each to make sure there is no double booking after I get a reservation on one platform.Like Julie said, create your systems.