https://www.msn.com/en-us/money/realestate/trump-administration-puts-new-limits-on-cash-out-refinance-loans/ar-AAFekoF?

The ones that want to call you and complain about stupid stuff are a pain.

Seems like such a pain starting out also 

I am a high school administrator, with a long background in general home construction, repair and handyman services. 

I think these are the main cause of your pain . 

Ease the pain by having a different unit for them ready to move into.

I need to replace new roof, replace windows, pain and fumigation for termite treatment.

@Arnold Finkelstein, the ONLY time a CMRRR letter is REQUIRED is when you are sending notice letters to lienholders about the tax sale, to run out their one year to redeem (or three years administrative, whichever is longer.) 

I feel your pain.

And it sounds like it was a horribly painful experience at the time.Fortunately, it isn't over yet!