Are you getting a signed contract for your deal/involving an attorney or just using some “legal-zoom” type resource to draft the terms?

I generally would recommend to stay away from any transaction involving disqualified person.

Now with regards to a lender...your best bet is going to be a local community bank and/or credit union.

Remember, a refinance involves more finance costs as well.On cash flow projections, the CapEx and expenditures are low.

I think this is probably the best bet@George Skidis thanks, I will look into Legalshield 

4.6% is a great rate 9n a commercial property so I'm not sure I would mess with that unless you could get a long term, fixed rate loan.Cost of capital will be huge I bet. 

He is a financial guy and here is what he told me:23 UnitsAlmost always 100% occupancy12% Cap RateBuilt in 1993Asking about $1.5MMNo agents would be involved in the deal on either the buy or sell side. 

And the answer always seem to involve increasing our monthly expenses, or decrease our amenities....  

The dpt of building of safety and the myriad agencies involved in city planning and construction in los angeles are highly corrupted.

Anything more involved seems overwhelming on my own.