@Nicolas Conca By keep growing do you mean keep it in a savings account and earn enough interest to either just keep pace with inflation or actually lose purchasing power over time? 

I feel this inflates the numbers.

I don’t have an answer yet but some of these inflated prices of TK sales really don’t help the comps in the area.

They are not good about staying on top of tenants who are late on rent (or needing to be evicted).The maintenance department is terrible.. overcharged for small jobs, did work that wasn’t really needed to inflate the bill, and charged for work that didn’t even happen.

Historically low rates have inflated everything and cause a sudden drop in very very low inventory rates.

We have a lot of regulations but we also have built in inflation of rate so there is upward opportunity. 

Personally, I think the market is too risky to just buy land and speculate that appreciation will beat your loan's interest rate and/or inflation.

My returns are about 13% much better than the 2% online savings account which would probably break even with inflation..maybe. 

The way I look at that is I need to sell or refinance because the return is not even keeping pace with inflation. 

"Qualification inflation," like how in 1955 having a college degree might impress people, in 2019 it's just a standard expected thing.(2) Owner occupy (legit, not fraud), or buy the rate down.