I've never refinanced so please bear with me.I have 2 properties that I househack (I only live in one of them househacking, and room to room renting in the other) through traditional loans and have been househacking for several years.

I only plan to hold the balance on the HELOC for about 6 months before getting a traditional 30 year mortgage at 80% LTV.

Hi, we are done with the construction of our new house which is a traditional style 2 storeyed house.

Some are amortized over 20-30 years and pay down the same way as a cash-out refi or other traditional loan. 

If the answer is yes then my guess is that you'd be hard pressed to find a traditional lender for something so unconventional.  

A mortgage broker will typically have a lot of different options, especially when it comes to non traditional financing. 

I saw a new one out there called SoFi that has a bunch of flexibility on the normal traditional pitfalls maybe look into them?

On your first deal that you need traditional leverage, did you all have to personally guarantee the loan?

This is my first transaction with non traditional lending and I want to do things completely legit and ensure my investors are happy with everything.

I haven't talked with him yet, but I was thinking of the options of either doing the traditional flip route where I buy the home, rehab it, then sell it to them or do the "Fixer Upper" on HGTV route where we select the home with them, come up with rehab options, then work our fees into the rehab cost.