NACA was formed in 1988 and provides an affordable option for potential first-time buyers:✅ No down payment✅ No closing costs or fees✅ No mortgage insurance✅ No consideration of credit score✅ Below market fixed interest rateThere are several requirements to be eligible, starting with attending one of their workshops.https://www.naca.com

For Deposits, unless the program will also provide the Deposits (some do, some don't) they must have the appropriate funds.

I lived in the South for a while so I am comfortable investing in either of the cities. 

If you purchased that last year, you are going to be negative more than the $2k/month you estimate when accounting for all expenditures using the numbers you provided.  

Intellirent does provide the full credit report.

We ended up having to pay the tenant to leave, we felt bad for his family and wanted to provide them with deposit and last months rent money since the winning bidder was illegally holding on to both of these and wouldn’t refund the tenant.

The first is they can only evaluate a property based on information provided.

Or maybe, that's just a function of suburbs in general, where they are designed to be comfortable (so defacto, no small multifamily)? 

Purchase price: $275,000 Cash invested: $80,000 Sale price: $450,000 This beautiful renovated home near Washington DC promises warmth and comfort.

If the tenant's bank does provide a remedy to refund the money to the tenant, then, I think, you'd have firmer grounds to demand payment of that rent.