If it is an $8.00 increase, the tenant is paying for it.As for lawsuits, I guess you can get sued or anything, but if I am bring them a lawnmower new in box from Home Depot, and they misuse it, I don't know what the liability is on my part.  I

Wanted to post an update on my project and what I ended up doing...Even though this is an owner-occupied two-family house because I want to rent out the unit to a third-party I can't do any of the work, I think the town views it in the lens of a commercial endeavor(same as a 5+ apartment).

If you ever need a third party perspective or a fresh set of eyes on your plans, let me know!

To me this comes down to being fair to all parties.

The purpose of wholesaling is to contract to buy the property, assign it or resell it to a third party.

My objective is for both parties to be treated fairly so that we can grow our partnership with mutual benefit for years to come. 

If you are reframing everything, might as well do it correctly and run your double joists from party wall to party wall, properly hang your headers on the double joists, and sister/replace the remaining joists.

If he changes insurance the lender will be notified and possibly call the loan.It does have a line in leases that lessor has the right to give 90 day notice if home is sold, at which time lessee must acknowledge and be out in 90 days unless agreement by new owner waives this right's well as a line if any legal action be brought by either party the prevailing party shall be reimbursed for all attorney fees and costs. 

A landlord may say, "not my problem", but in some circumstances the IRS can collect taxes from you or fine you if the receiving party didn't pay them. 

How should I structure contracts with lenders in order to keep it fair for all parties involved?