You can forget any large bank like Wells boA or large regional s I highly doubt with your scenario they will provide any credit to you.then you have the Brokers who are responding.. they set you up with a direct HML that does vertical Rates 10 to 15%  and points 3 to 6.. of which the brokers take 2 to 4 points for setting these up for you. 

Additionally, depending on your unique requirements and tastes, speaking with a local real estate agent might offer insightful advice.If you have more specific criteria or questions about any of these areas, feel free to share, and I can provide more targeted information. 

Don't be nervous to call and ask questions, most people are happy to provide clarity so the process can go smoothly. 

Provide an “Offer to Purchase”Buying units of an LLC?

The take-away here is that it is hard to be motivated to do any activity when it isn't providing a positive tangible return.  

Also, can anyone recommend a solid accountant for everyday investors who can provide reliable advice and is reasonably priced?

They also have a table that provides rent ranges based on bedrooms/baths and sq footage.

These areas often provide a good balance of affordability and rental demand. 

Skills, tools, subs, muscle you have to complete fast on paper.Architectural plans with elevations.Plat map, drawing where house goes, title report, gas lines, cost breakdowns, temporary power...Reports of existing utilities.Notes on conversation with planning desk on time frame.Combining the two loan types can be done, you need to be a great secretarial story teller on paper.

@Keith RobinsonI spoke to them recently and they no longer provide a fund review - they now act as a back of house managerIf you want a fund review companies like factright and buttonwood will provide one but they run $20k+.