Also come up with exit contingencies, if you have a balloon due IN X years and for some reason you can't pay the balloon off at the proper time.

Any advice on if we should use it to pay off our loans against two of our retirement accounts (that we took out for the downpayment on the first STR) in order to lower the monthly bills or if we can/should cash out one or two of our retirement accounts (457 and/or 403b) and pay off the loans? 

I will advise to buy a home with many rooms, your income will be higher. if one moves out, you have the other tenants paying the rent, which is different if you rent to only one person.

They really struggle to pay the rent almost every month.

I am also getting 10k seller credit from seller, and could either use that one to buy down interest rate or just pay off the closing cost. the lender is giving me few option one with higher fund at closing and lower interest rate, and one with lower fund at closing with higher interest rate (about 0.2% difference) With the high interest rate right now, do you think it is better to do higher interest rate, and refinance later or should I just try to get as low as interest rate as possible and do not worry about refinance ? 

My question is - Does anyone have any thoughts or wisdom about how to sue the previous seller to get them to pay for foundation repairs?

During the high pressure sales presentation they pressure people into finding ways to pay for their $35-40k program.

Do everything you can to pay down the debt, and work on side hustles that actually produce income to help accelerate the process.

We are dealing with a non-paying tenant and I am not happy with how our current manager is handling the situation.Thanks

I have looked into investing in Maine and the biggest challenge I found was many properties did not have tenants paying for utilities.