Note: Most insurance companies require you to have the highest levels of coverage on your car insurance to get the umbrella coverage, so if you aren't carrying that already, plan to up your premiums there as well.I would also suggest you talk to various lenders.

Find an insurance company that specializes in helping small businesses, such as people who have dba's, for example, and ask for a) property insurance for your REI investment, b) but also "completed products coverage" for your property rehab business.

I've sent comprehensive emails outlining what they need to pay (25%, 50%, etc) in accordance with the moratorium dates.

@Jacqueline Gardiner to be honest I don’t know all the details of the policy, my wife found the add-on coverage.

Don't forget to update your insurance policy and ensure it has good liability coverage. 

This should be on top of your insurance coverage.8. 

My lender provided me with 3 to 3.625% rates.HOA: $99 including roof and exterior coverage. 

If this is a home that you rent out and do not live in, typically you would just get a landlord policy (also referred to as a dwelling fire policy).You can also get an umbrella policy to cover you over and above that, and that’s a separate policy (which is usually pretty cheap).Your insurance agent should be able to advise/quote you on the best coverage. 

The cash on cash return is a much better, more comprehensive, and more accurate figure to look at to understand what profit you can expect because it factors in the method of financing, the size of the monthly loan payment, etc.Please let me know if you have any other questions.

If you are looking to buy in an LLC, I'd consider buying in your own name, getting the lower interest rate and adding in more liability coverage (property+umbrella).