I'm from Florida which is obviously very humid so even the slightest moisture exposure can trigger mold growth. 

It usually takes many weeks of prolonged exposure to rot solid wood or plywood. 

You didn't read anything I said, if you had you'd have seen I have twice the exposure in real estate that I do in my 401K. 

Intermediary LLC, do you group assets under multiple LLC's to limit the exposure?

Rather than invest they simply stockpile cash in real estate. ......and as anybody who understands risk management will tell you 5X the potential losses. ..... and as anybody who understands risk management will tell you a 50 property portfolio is not diversified - it's all in property and a bank will limit their exposure both to a single counterparty and a single asset class so that when the market tanks they don't go all the way down with you.Leveragers don't use business skills they simply stockpile debt in real estate.

Window tinting any windows with sun exposure can help too. 

Also, you're going to have a tough time investing if you avoid/reduce exposure to paper assets. 

So you're picking the RE markets with the headlines of mostly likely in trouble to get exposure for your product?  

While it could work for RTS leads you're exposure on the above idea is huge.

I can't find any company that protects against exposures from flipping..