Non-QM loans are designed to accommodate borrowers with non-traditional income sources or those who may not meet the typical requirements of conventional mortgages.Here are some steps you can take to find a lender who might be a good fit for your needs:Mortgage BrokersLocal Banks and Credit UnionsReal Estate Investment GroupsOnline Mortgage PlatformsProfessional NetworkReal Estate Networking EventsWhen communicating with potential lenders, be transparent about your self-employed status, income, and financial situation.

Also welcome to comment below and I'll respond with full transparency :)

I'm looking at one right now with the following (real, live situation):3.85% commission, 0% annually (unless you go through an RIA, you shouldn't be paying any fees to participate in a DST along the way; but there are operating expenses that are transparently modeled based on the assets in the Trust), disposition fee of 2% (subordinated to a full return of original investor equity outside of monthly distributions).

So, providing accurate and detailed information in your real estate listing is essential.To provide accurate and detailed information, follow these tips:Include information on the property’s size, location, and amenitiesMention any recent renovations or upgrades to convey the value addition that has gone into the propertyProvide information on the surrounding area, such as schools, parks, and shoppingBe honest and transparent about any issues or repairs that need to be made – nothing turns off a buyer faster than the feeling that they may have been lied toRemember, providing accurate and detailed information can help build trust with potential buyers and increase the chances of a successful sale.

@Brooke Roundy as much as we'd like to assist another investor to succeed in our Detroit market, you're probably better off staying in the Cleveland market until you expand enough or decide to leave the Cleveland market.Also, be careful of posters here offering to assist you - many of them aren't transparent that their real motives are to sell you something!

Now again to be fully transparent I have not funded anything for him in a few years as he has been able to handle his financial needs internally.

But be sure that any deal you sign is transparent and that you're getting relevant experience and information in exchange.Keep putting effort into getting your real estate license.

The Corporate Transparency Act (CTA) has been declared unconstitutional by the United States District Court for the Northern District of Alabama.

I am a newbie, about to buy 2nd property; but still don't fully understand this.Side note, how does the Corporate Transparency Act effect this?

That would make things more transparent, less costly, and should have an equivalent result, if not for gamesmanship and one-offs, like loans (that are contrary to lenders' clauses) from the manager to the properties.