Another option would be purchasing a single family home with the intent to rent immediately but it would take much more time to save 20% for a traditional loan.

Curious, can a legitimate ESA be kept with intent to breed?

I'm asking provocative questions with the intent to help, not accuse or anger.

He might be using this repair as an excuse to not pay rent, or with intention to move out (which would be music to my ears at this point.) 

Make sure you are very up front and transparent about the transaction and your intentions.  

He is right, it is all about intention.

I had the same intention in 2019, but available duplexes weren’t feasible.

The problem I see my clients get into with vacation rental purchases when the intent is to get something they can enjoy as well is that many times they get tired of going to that one spot. 

The Legislature's intent was to help prevent homelessness, but I only see this as increasing costs and reducing flexibility. 

I rarely will do deals with typical $1-2K standard EMD.I also intentionally do not want to be a "lender" having to check each state for licensing requirements and possibly having to go through foreclosure time and expense.