So I picked up a few books which includes, "The Book on Investing In Real Estate With No (and Low) Money Down," and "The Book on Rental Property Investing," both by Brandon Turner, which introduced me to the BiggerPockets community.With a decade of experience in property management under my belt, along with my property management certifications and an NC real estate broker’s license (with Broker-In-Charge designation), I’m eager to leverage my background to secure long-term financial stability for my family.

Any suggestions on companies that would be willing to insure without charging 30+ thousand a year??

So much so that insurance actuaries agree they cannot charge a premium high enough to meet with the risk of those "vicious breeds."

We need to close in 1 week and worst case I may need to buy all cash and refi to a different lender losing my property inspection fee the lender charged.

I'm a decent and fair guy so I appreciate the entrepreneur spirit, but to take free of charge is THEFT.

One of them being you can't charge more than one month security deposit.

Just being nice or that's just what they charge!

All this turkey does is charge you for some "training," so you will be "prepared" when you go out looking for lots for him, but curiously, he buys none or very few of the lots he's sent.  

"A second question is if I finance the car purchase can I also deduct the business use portion of the interest charged on the loan?"

If youre near a college, rent out the rooms and charge a premium.