If you bought the property with only a 25% capital investment, but though payment frequency (bi-weekly vs monthly) and a modest increase in payment were able to pay off the debt in half the original amortization (or less), your initial capital outlay doesn't change and return would still be the higher rate.It comes down to determining whether there is a higher/better use for the funds {being used for the extra debt payments} in the now, versus the payback (saved interest costs) of paying down the debt more quickly.  

I'm finding it hard to follow because of the frequency, but I'm very appreciative!

Though if you were to take a variable rate mortgage at 2.5, put set your payments the same as for a fixed-rate at 3.0 or 3.2, you should never need to consider conversion or the rate cap.Another thing we always do is to pay our mortgages by-weekly, rather than monthly, this results in the equivalent of 13-monthly payments per year, but cuts down the total interest paid.Between bi-weekly payment frequency and using a variable rate mortgage with increase payments to hedge the interest rate ourselves, we have been able to reduce the effective amortization on a 25-yr residential mortgage to 12-yrs (sometimes less) during the first 5-yr term.

I have read that Direct mail response rates range from:Postcards 0.5%-2% over a frequency of 6 timesZip letters - 1-3% over a frequency of 6 timesYellow letters - 8-12% over a frequency of 6 timesMy question is:Does anyone have any data on response rate of postcards for property managers seeking new clients by offering free one-month trials?

In a typical Solo 401k, the plan can flip (potentially subject to UBIT taxation depending on frequency), hold rentals, lend on mortgages, etc.

What you need to consider is the types and frequency of crimes in the area and how it is changing over time.

Low income + high repair costs + increased frequency of repairs = no thank you.

How many letters you send out and the frequency depends on your budget AS WELL as the ability for you to actually answer the phone and respond to the calls, and your how your area and market responds to the direct mail.best advice. just do it. you won't find out if it works or if it doesn't work if you don't take action and just do it. you'll learn more from one campaign of letters than listening to strangers on the internet lol

A few starting out and possibly get someone to buy the 4bed 2bath for 300k and putting out the frequency to bring a buyer.

You might check out a few of the many blog posts on here or start with one of the books available on the topic like this one: The Book on Tax Strategies for the Savvy Real Estate InvestorProperty tax payment amounts and frequency vary quite a bit by area.