Is your plumber, electrician and HVAC tech maneuvering around trim and tile scraps left behind by the finish carpenter and tile setter? 

if the property is in Oregon they need state MLS and NMLS registration for ANY loan on a 1 to 4 unit regardless of purpose.thanks appreciate your feedback- we're only pocking $40k after paying off another heloc and debt. need to finish a big electrical job on the house, etc. so can't save up, but still have over $100K equity.

I can openly admit not all of our projects have gone well, and most take longer and cost more than we expected, but we have still finished every project to date!

These are numbers for some of the nicer suites with separate laundry and nicer finishings but it gives you an idea of where things are at here.

Personally, I buy finished materials and have contractors buy construction materials.

I haven't done this yet but I've heard of people offering incentives to finish early.

Properties are single family units with finished or un-finished basements (looking to do some renovations myself) 2-3 year plan is to live in the property and rent one unit out.

Is this a good approach, or should we look at a different shade or finish?

You do need to finish all their modules, do the homework and show up to take advantage of their teachings.  

We've seen it happen as we've been hired many times to clean up messes and finish projects.