I know a vacancy is tough and it can be hard to find tenants in the winter, but you have to weight the costs and benefits and decide.If it's harder to find renters in the winter, try offering a month-to-month lease just to get through the winter, then move back to a one-year lease in the spring.

Large investment in a failed area,City should be paying investors to take those chances.

You wont fail.

They pay my labor when product fails.

In other words, Ogden failed to ride the gentrification wave that buoyed the REI landscape everywhere around it. 

If you fail to pay your mortgage, the first lien can get control of the property or recoup money from the loan guarantor - probably you.

Business credit is largely irrelevant until you get into the true CRE and commercial lending space, and even then, the key principles are weighted heavily.

Too many in your shoes focus all of their time and energy on preparing for the liability event and fail to address the items in their day to day business that can actually prevent liability exposure.

The only reason you'll fail is if you let others define who you are.Thanks for sharing!

The last time we failed a section 8 inspection was approximately 30 properties ago and then passed our second inspection on that failed one with flying colors a few weeks later.