Here are some numbers185k PP = $1400 mortgage ARV=220Rents for 2500-3000 a month Saving 15%-20% for M&R, Cap Ex, VacancyIt will CASHFLOW very well...

You can lower your risk by putting more than, say 30%-40% rather than putting down 5-20% down.Using new builds or turnkeys as rentals would be a good way to get started and lower the risk for cap ex, so this could make sense.

But …- $7k vs $99k- much better rent to cost ratio- much lower maintenance/ cap ex.  

Because it's a 'cash-flow' calculator it mostly focuses on Op Ex versus Cap Ex however.  

Ex: combined with VT's already high 9% M&R tax, 1% local options tax, and (pending) 9% STR tax you're looking at a 20% rental tax atop an already limited 4-6 months of real world vacancy based on longer spring/fall shoulder seasons. 

Factor in 3-5% vacancy and also $1000 a year per unit cap/ex.

I own two properties, one my mom lives in and the other, my ex wife lives in.  

Ex.

Your maintenance/cap ex will be greater than $400/month.  

@John Clark, I don't think you can count cap ex reserves as an expense and deduct them.