For the next few years, you could tell the number of bids placed by the last 2 digits of the confirmation number. 

Does anyone have any digital solutions for automatically tracking these COI's at scale?

I have had attorneys easily show me how to pierce corporate vail by transferring to an LLC without it being arms length transaction especially if you personally are on the loan.

NACA is VERY slow, they did 2x appraisal and 2x inspection, asked to upgrade a bunch of stuff like random hand rails on 2nd floor stairs etc - marketing helped with digital floorplans, 3d tour > only held 1 open house and didnt receive that many offers.. surprising.

We put a thorough description in our welcome letter, our digital guidebook and our hardcopy guidebook, that explains the pool temperature situation.  

Credit union- 6.875 with 3/4 points (~3300)  OR 7/1 ARM @6.125 and $1000 lender credit.

There is a fundamental difference between charging a flat fee like you are to cover administrative costs and running a maintenance arm out of a Property Management Company that encourages discounting work so they can recognize an additional revenue stream. 

Our income was modest for those years (and still is modest - less than 6 digits last year). 

That's not practical for family helping out and it's too large an area to get your arms around and really learn the ins and outs of as an investor. 

DSCR isn't going to work with a nons-arm length transaction or any type of financing/lien on the down payment