In other words are we in an Ice Cream Debate, with you attempting to confirm that REI is the best by denigrating stock investing?

Those are acceptible colors except the red...so cream, gray, sage.

I did a deal with a part timer who was working full time at an ice cream and sandwich shop. 

@Jeremy Segermeisterice cream sundae time Cash flow (money in your pocket each month) is the ice creamEverything else ( depreciation, debt pay down, deductions ) is the whip cream and cherry.

Health care insurance stocks are getting creamed also.This is 11th year into a growth cycle.

I suggest cream curtains in the living room to downplay the yellow.

I did not want the post to convey its all peaches and cream, its not. 

Many people in our industry got absolutely creamed in 07/08.

Perhaps you have a mom and pop ice-cream shop in your commercial unit such that you get emotional when they realize their business idea was a flop in the winter time and you're forced to evict them on their 5-year-lease.

I was fortunate in this aspect.. my daughter graduated from UC Davis 2002 so the shock of 911 was 9 months behind her.. but your right it was a very difficult hiring time for Collage kids.the big tech companies were creaming the graduating class's if you were not 3.5 or 3.6 you had a tough time My daughter bless her heart was top 10 in her finance class and got offers from Intel Microsoft Apple etc. and took no time off and went to work ..