You must pay your 401(k) back in either monthly or quarterly payments over a 5-year period. 

In other words, One Quarter of mortgage officers decided to call it quits from the mortgage industry and not renew their license (for some reason the NMLS is only up to Q2 2023 data collection, odd…IMO full year 2023 was probably a blood bath.

Hey @Andrew Singer - To be completely honest, I've found it hard to find a Chicago broker that I know, like, and trust, but importantly will keep working for me on a regular basis (quarterly minimum) to review and look for potential savings.I have a couple of good guys, but no one so far that is a grand slam. 

We have some experience with this in Jackson MS due to the expansive soil and yazoo clay.  

“Over the last couple of quarters, the number of open jobs in construction is rising again — that’s a forward signal that suggests hiring is continuing and what’s happening, particularly in the homebuilding sector, is an expectation that single-family home buildings are going to expand in 2024.

I also have a clause about doing quarterly inspections inside and outside of the property.

Climbed in 86% of all metro areas in Q4 2023 up from 82% in the previous quarter.

We’ve done FF, buy and hold, and house hacking (about a deal a year) but want to start hitting quarterly goals so we can retire me from my W2. 

unfortunately, our STR in Clovis revenue are now negative -- in the past yr, Clovis started asking for occupancy tax. this cost us $1300 every quarter .  

I try to avoid that with screening, charging late fees and serving the notice to quit any time rent is late by even one day to avoid anyone getting behind on rent and developing bad habits, good management, quarterly inspections and mutual respect with residents.