But my understanding is that yes, she can decline or retract by simply notifying her credit card issuer that the charge is invalid.

I understand it was (allegedly) caused by a kid, but parents must take responsibility for their children's actions.

I've seen a lot of talk about house hacking and while I believe that I understand the list of it, I'm just not confident to start.

Buy a lot, build a rental propert, to be rented out 2026 for approximate annual income 150k.I understand I can borrow for 1 and (2 or 3), but that would put me under risk i don't want to take.  

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.DM us if you’d like to discuss this logical approach in greater detail!

It just means I don't understand. 

I'm not sure I understand what you mean by "rear of my assets."...

From my understanding, it might be more advantageous to refinance as a rental property at a lower LTV with income from two units, rather than as owner-occupied at a higher LTV with only one rental income considered.

My understanding is this is the correct way to do it for these reasons: Renter's insurance is for renters, landlord insurance is for landlords. 

We recently acquired our first commercial multifamily property, so I understand the transition you’re aiming for.