As others have commented, this is a scenario where you will have most luck with a private individual lender or some other local financing - just too small for pretty much all the national platform hard money lenders

I can’t comment on Destin but I’m in Marco Island.

The other way to lower PITIA is to get a lower insurance quote but this is marginal since most insurance carriers are all priced to market efficiently (insurance accuraries have low margin of error or variability).Stated the problem and the solution to your FHA inquiries, any thoughts questions comments, lets goooo....

It’s now mid-November.After double-digit requests through phone/voicemail to almost every phone number option in the menu, emails, messages onto their web site, Facebook messages and comments, I had to initiate a chargeback. 

Any comments/feedback/suggestions would be helpful.

Quote from @Sandra Ho: Thank you everyone for your comments!

Wayne, I thought the same thing but I've read this several times and this contract doesn't have any language stating assignments.Thanks for the comment.

Also, on your comment "on all channels", not sure you need that either.  

Edit: I noticed either they had my comment removed or the whole thread from a BP discussion last year about this as well.

After reading this thread, a few comments come to mind over this common A or B decision.Without knowing how much it is (no need to say) makes my advice (or more accurately, my opinion) more general in nature but here it goes:Lending has very little to no tax shelters whereas buy and hold does.